Marcus Vance

Joined: September 4, 2026
Articles: 12

Finance & Mortgages

Understanding LVR and How to Avoid Lenders Mortgage Insurance (LMI)

Learn what Loan-to-Value Ratio (LVR) means and explore proven strategies to avoid paying expensive Lenders Mortgage Insurance (LMI) on Sydney property.

Marcus Vance
September 4, 2026

Finance & Mortgages

How Australian Lenders Calculate Your True Borrowing Capacity

Demystify Australian bank borrowing capacity. Learn how serviceability buffers, HEM living expenses, and debts impact how much you can borrow.

Marcus Vance
September 4, 2026